Sabtu, 18 September 2010

Safety tips in Paypal..

- Beware of Phishing! Phishing is a criminal theft of your user name and your PayPal account password, phishing, from the English word fishing (fishing), PayPal users receive spam emails usually contain links that lead to fake websites that resemble the PayPal website, if users visit PayPal and log into the PayPal website fake user name and password will be stolen. Therefore for your safety make sure every visit PayPal's website address is written in the address bar of your browser is the address of the official PayPal website http://www.paypal.com or https: / / www.paypal.com to type it directly in the browser address bar
- To avoid the possibility of phishing or other crimes do not log into the PayPal site from a link in email or another site (a lot of bogus emails that lure people to visit and to a fake PayPal site), always open a new browser and typing the address directly the PayPal site
- Do not download attachments from an email claiming to be from PayPal, or send your order to install such software update to your computer, PayPal never send an attachment in an email, use your account wisely
- Never give your PayPal password to anyone, including the phone, PayPal employees never ask for your password, if you believe someone else knows your password immediately possible to change your password immediately and contact paypal.com
- Do same for your PayPal password with your password at another website (such as email passwords, forum classified, etc) because other website owners can view your email and password on their website
- To increase the security of PayPal account you become a Verified / Verified
- Before you make transactions using PayPal from the website privacy and security, first check and make sure the website is not a fraud to contact them, do not transact with a website whose owners could not be contacted, find out someone else who had dealings with them how its reputation on the forum or another website , it is better if the website has been verified by Verisign, Hacker save or other security verification, confirm also the logo Verisign, Hacker save or other security if the website is listed diwebsite on the verification link to their respective websites, if you do not have to suspect websites where you will perform the transaction, and better yet if the website has a SSL secured the yellow padlock sign on the right bottom of the browser means that the website has a layered security

Jumat, 17 September 2010

Buying goods on Ebay

What is ebay


 Ebay.com is the center of sale and auction of goods or services the world's largest online, everyone from all over the world can buy or sell on ebay, because of the many eBay users as much as 200 million people in June 2006 (same as the population of the world's fifth-largest country after Indonesia 220 million people) you can find almost any goods or services on ebay such as:

- Antiques (Antiques)- The work of art (Art)- Supplies baby (Baby)- Books (Books)- Business and Indrustri (Business & Industrial)- Camera and Pohto (Cameras & Photo)- Cars, boats, vehicles and spare parts (Cars, Boats, Vehicles & Parts)- Mobile and PDA (Cell Phones & PDAs)- Clothing, shoes and accessories (Clothing, Shoes & Accessories)- Coins and banknotes (Coins & Paper Money)- Collection (Collectibles)- Computers and networks (Computers & Networking)- Consumer Electronics (Consumer Electronics)- Small Ships (Crafts)- Dolls (Dolls & Bears)- DVDs and Movies (DVDs & Movies)- Memories of entertainment (Entertainment Memorabilia)- Gift (Gift Certificates)- Health and Beauty (Health & Beauty)- House and garden (Home & Garden)- Jewelry and watches (Jewelry & Watches)- Music (Music)- Musical instruments (Musical Instruments)- Goods crockery and glassware (Pottery & Glass)- Housing (Real Estate)- Special Service of a field (Specialty Services)- Goods Sports (Sporting Goods)- Memories of sports, sports cards, store fans (Sports Mem, Cards & Fan Shop)- Stamps (Stamps)- Tickets (Tickets)- Toys and hobbies (Toys & Hobbies)- Travel (Travel)- Video Games- What are the (Everything Else)
Primary payment method on eBay is by Paypal, because it is safe for buyers and sellers, suitable for auction and instant payment, Paypal user address to a transaction has been verified by Paypal, so minimize the possibility of fraud. Yet there are also sellers who receive payments in other ways such as e-gold, Moneybooker, StormPay, western union, checks, bank transfers etc.

The history of ebay 



eBay was founded in 1995 by Pierre Omidyar as AuctionWeb, part of a personal site that included, Omidyar donated writings against the Ebola virus. This site was originally owned by Echo Bay Technology Group, Omidyar consulting firm. Omidyar had tried to register a domain name EchoBay.com but that name has been owned by someone else, so he shortened the name to eBay.com. eBay is headquartered in San Jose, California, has become president Meg Whitman of eBay and its CEO since March 1998
Ebay to be the biggest now that successfully take advantage of the momentum as the first to get the user as much as possible. Originally it was done by offering the service for free. Once users start a lot, then eBay began charging fees for the listing fee.
At that time, several competitors began to emerge and some even offer free listing fee. Fortunately for eBay, then the number of users on its website has reached large numbers.
In fact, when the giant Yahoo! open Yahoo! Auctions and offers a free listing fee as well, eBay is not affected. Some eBay users who had tempted bid Yahoo and switch to it eventuallyreturn to the bosom of eBay because the buyers could not find a seller that a lot, and that the seller could not find a buyer that a lot.
Here we can see how valuable the network effect. The value of eBay's already swollen tissue in such a way that even eBay to raisehis listing fee was, not many think to move to another heart.
Through this network effect, eBay managed to create a large value (exponential when compared with the number of users), and well able to get most of these values.
Interestingly, Yahoo is learning from the experience managed to reverse the situation when entering Japan. Yahoo! entry into Japan ahead of eBay and it was the only market where competition from eBay and eBay finally decided to get out of Japan.
The importance of network effects in online auction industry is making eBay and Yahoo seek mutual precedes entry into other regional markets though at first they have to lose first. (Source: bjoconsulting.com)

Step by step how to buy on ebay
 

First to the site ebay http://www.ebay.com
Then select the category of goods or services you want, or type in the keyword search section (example type in: harry potter book) and press enter, then will be displayed listing-listing vendors that sell goods with the keyword harry potter book and photo displays of goods, price , bid (if the goods auctioned to the highest bidder until a specified time) or direct purchase (Buy it now), shipping costs, and time is displayed listing ends
Most of the goods displayed for sale by auction, there are some which can be purchased directly (buy it now), and others have two options above. Sales made at an open auction, meaning that every moment we could see prices at the time (current price) of an item. Thus, you could just see an item that should be expensive, but really it's cheap. It may be that it is caused because it is still in the bidding process.
To see the details of the goods, click on the items you want
To buy the items you want you must first register on ebay or Sign in if you already have an ebay account, you also have to register your Paypal account on your ebay account. You can buy goods on ebay listed via 2 ways: - Through direct ebay website: Press the bid and the input price that you attach to bid for these items by way of auction and wait until the auction time runs out and earn the highest bidder, or press the direct purchase (Buy it now) to purchase the item right now ( Buy it now price and if the sellers also use these options) - Another way to contact the seller via the Ask seller a question feature at the top right of the page detail the items you want
If you have already completed a transaction give feedback (positive, neutral or negative) to the seller, if you are satisfied with the goods you buy, the goods in accordance with the description provided by the seller in the listing as there are shortages or other, fast delivery, the vendor service, etc. , the seller will also give you feedback as a buyer back, do not carelessly give feedback, because if you give negative feedback seller seller can also give you back negative Feedback as a buyer, which may result in future other sellers are reluctant to sell to you who have negative feedback as a buyer
 
 Important: 
 
- The possibility of fraud or goods not up to always be there, just dealing with a reputable seller (who has a reputation feedback suggested more than 97% positive, especially in the last transactions the seller) and even better if the seller is a Power seller, namely achievement in the ebay seller. Before you trade or send money we suggest you contact your retailer first whether the desired goods can be sent to your address or other obstacles that might occur, consider also the location of the seller, look for sellers that have a location closer
- Do not ever bid (auction) if you do not want to pay for items you bid, if you win the auction and do not pay eBay and Paypal account you will be given a negative reputation, only bid on items you are sure to pay

Sending money to your Paypal account of others

You can transfer money to another PayPal account:
1. Login to PayPal's website https: / / www.paypal.com
2. Go to My Account / My Account -> Send Money / Send Money and fill out the form to email a PayPal money transfer goals and the amount of money to be sent, and then follow the instructions

Terms and conditions withdraw paypal to local bank account:


1. To be able to withdraw you must:- It has been verified member- Having a local bank account in your country such as BCA, Mandiri, Lippo Bank, etc (sample of indonesia ). on behalf of holders of Paypal page. Withdraw Funds will be put into the account page.

2. Local bank that you use must be able to receive the amount


3. It takes 5-7 working days or maybe more depending on your bank to process withdraw


4. There is a minimum withdrawal amount, which is $ 10 USD or 100,000


5. There is a charge a fee each time you withdraw, which is about Rp16.000 to withdraw under Rp1.500.000, free of charge a fee if you withdraw a minimum cost Rp1.500.000 or more Incorporate your local bank account in your paypal account:
1. Login to the site www.paypal.com2. Go to My Account -> Profile -> Add or Edit Bank Account3. The contents of bank account data and information on your local bank. For the column code Bank (Beneficiary Bank Code) is a 7-digit number (composed of 3 digits + 4 digits Password Bank Code Bank branch where create account)
 

Note 1. Bank code name in your country is the bank's clearing number, so you also can ask your bank branch clearing number that has 7-digit numbers for easier
Note 2. Bank branch code is not a bank SWIFT code, to get your bank branch code number is correct Bank visit its website or contact the bank concerned

Make a purchase / payment at the online store website

You can make a purchase / payment of various merchant websites that accept Paypal payments such as:

- License original software:

As an example we take winzip software is one of the most used software in the world and is certainly reliable, you can buy original license in http://www.winzip.com winzip software, to buy a license select the order or the Buy Now button and follow the instructions given on the website if you want to buy a license, after you are finished making payments with Paypal you will be taken back to the website winzip and then also you will get a license number or code that you order, Paypal automatically downloading chrage from your Paypal account to account Paypal seller right away unless the orders require human labor. The same way you can do well on the merchant's website / other online stores

Before performing the first check transaction security is not a fraudulent website with their contact, do not transact with a website whose owners could not be contacted, find out someone else who had dealings with them, how its reputation on the forum or other website, even better if the website is already in verified by Verisign, Hacker save or other security verification, be sure to also logo Verisign, Hacker save or other security if the website is listed diwebsite on the link to verify their respective websites correctly, if you do not need to suspect a website where you will perform these transactions, even better if the website has a SSL secured the yellow padlock sign on the right bottom of the browser means that the website has a layered security

- Buy a membership site

You can also purchase a paid membership of a site that accepts payment by Paypal, the order was the same way as you do order on the original software licenses

To see a list of merchants / online stores that accept PayPal look at the Merchant Catalog http://www.paypalindonesia.com/katalog.html

If you still need help from other users have seen in several forums
http://www.paypalindonesia.com/diskusi.html

General Requirements


Paypal account holders must be at least 18 years old or older and have: 

1) = As a username Email address your PayPal account later.
2) The bank account or credit card = Which will be used to be Verified / Verified and to be able to Withdraw (PayPal balance to Attract Other Media) later.

Minggu, 12 September 2010

what is paypal..

PayPal is the "mediator or broker services' most popular in the world today for online transactions. Formerly Moneygrams and wire transfers to the standard payment, but now more than 99 million Internet users prefer PayPal to send money to one another. PayPal has gained trust and comfort to transfer money online, almost 95% of payment on eBay using PayPal. 

eBay uses PayPal as their online auction payment intermediaries. Previously, eBay had bought Billpoint in May 1999 and became the sole intermediary payment approved by eBay, although the option to use other payment methods are still allowed. In February 2000, on average there are around 200,000 per day of supply that uses PayPal, while the use Billpoint bidding only reached 4000 only. Even in April 2000, there were already more than one million bids using PayPal.

Finally, in 2002, eBay acquired PayPal for U.S. $ 1.5 billion. eBay later deleted through Billpoint payment service PayPal to increase potency. Many of the major competitors of PayPal which eventually went bankrupt or sold, such as Citibank C2IT which closed in late 2003, Yahoo! PayDirect which closed in late 2004, and Western Union's BidPay service which closed in 2005. Another PayPal competitor who still survive until now, among others, AlertPay, Liberty Reserve, WebMoney and Moneybookers.

In the first quarter of 2006, total transactions made through PayPal to reach U.S. $ 8 billion, up 41% from year to year.

Today, PayPal has become the world's largest payment instrument with more than 153 million accounts. PayPal can be used in 190 countries and 17 different currencies worldwide. PayPal also support e-commerce transactions by enabling global locations, currencies, and different languages around the world.

Is Paypal more secure than other means of payment online?

Wisdom of the written protection for buyers who use Paypal stating that the buyer can use the Paypal complaint within 60 days if the buyer has not yet received the goods ordered or if goods ordered does not match the description the seller notified. If the buyer uses a credit card chargeback will receive a refund from their credit card company.
PayPal also protects the seller from a refund or complain depending on the circumstances and evidence, written for the seller protection policy designed to protect sellers from buyers who claims to send the money claimed to have no record of proof of payment, every purchase using Paypal there is always a record of proof of payment in your Paypal account senders and receivers of money, as if it is true there has been evidence of money transfer. This became the main advantages of PayPal and no other payment instrument that has this facility.

How It Works PayPal?

As a broker in online transactions, PayPal makes someone in transferring money only with "the email recipient." Other party can not see the credit card information or bank account. This became the advantages of PayPal in maintaining the security of personal data users.

Which should be prepared?

To send or receive money through PayPal, no need of sophisticated equipment or other payment documents. That need to be prepared only:
1. email.
2. funds from both PayPal balance, credit card or bank account.

How much does PayPal cost?
There are no fees to list PayPal as well as for transfers from Bank Account to PayPal Account.
Users will be charged a small fee to:
* Personal PayPal account, will be charged if you accept payment by credit card.
* Premier or Business account, will be charged each receive a payment.